Tring! by Pegadaian

Tring! by Pegadaian brings Pegadaian's full suite of financial services into one secure, fast app. Access pawning, gold investment, and savings accounts from home—all with Sharia-compliant options and transparent pricing.

Pawn from Home Need quick funds without leaving your house? The pawn service picks up your assets and processes the loan on your timeline. Choose loan terms from 120 days up to 36 months, with flexible redemption options. Interest rates range from 1% to 1.2% per 15 days, capping at 28.8% annually. A IDR 5,000,000 loan over 120 days costs IDR 480,000 in total interest—simple math, no surprises.

Gold Investment and Savings Invest in 24K gold bars starting at just 0.5 grams, with flexible monthly installments over 3 to 36 months. A 15% down payment gets you started; monthly margins stay flat at 0.92%, making gold ownership straightforward and predictable. Alternatively, open a Gold Savings account for IDR 10,000 and buy or sell gold in smaller amounts whenever you need liquidity. Use your gold holdings as collateral for a pawn loan, blending investment with financial flexibility.

Convenient Tools and Real-Time Insights Stay on top of payments with maturity reminder cards and installment tracking. Check live gold price movements anytime to make informed decisions. Pay bills and top up e-wallets directly through the app without switching platforms. Biometric login—fingerprint or face ID—keeps your account secure while making access instant. Find your nearest Pegadaian branch with the built-in locator, view your full transaction history, and read educational articles to grow your confidence as an investor.

Account Management Made Simple Register and activate your account in one step with a unique username. Premium account holders unlock all Tring! services; verification takes just an ID card and a selfie. Switch between conventional and Sharia-compliant profiles within the same app, no separate logins needed. Change your phone number or PIN directly in-app anytime.

Earn rewards through Pegadaian Poin on every transaction. All transactions are encrypted and protected by biometric authentication—never share your OTP or personal details.

Tring! by Pegadaian transforms how you borrow, invest, and manage money. Download today and experience faster, safer, more convenient financial services.